Why your Swiggy and Zomato payout is so much lower than your sales

· 6 min read

The gap between what customers paid and what reached your bank is rarely one thing. It is a stack of deductions, several of them outside the headline commission, and together they decide whether delivery is profitable for an outlet.

From what customers paid to what you received

StepWhat comes off
Customers paidThe starting point: food, packaging and GST.
GST on the foodPassed to the platform, which pays it to the government.
Discounts you fundedCoupons and offers that come out of your share.
CommissionThe headline rate, on the item value.
Other platform feesPayment collection, long distance, membership programme fees.
GST on those fees18% on commission and fees — usually a cost to a restaurant.
Complaints and cancellationsRefunds for complaints, your share of cancelled orders.
Ads and other period chargesAdvertising and charges applied to the week or month.
Taxes withheldTDS and, where it applies, TCS — claimable, but not in your bank yet.

The number that matters: the all-in cost

Add commission, fees, discounts you funded, advertising and the GST on fees, and divide by what customers paid. That is the platform's real take — often well above the headline commission. It is the figure to compare across outlets and platforms, and the one to bring to a commission negotiation.

Why the same rate costs outlets differently

  • Order size: fixed fees weigh more on small baskets.
  • Distance: long distance charges hit outlets serving wide areas.
  • Discounting: heavy offers raise the cost per order.
  • Ads: spend concentrated on one outlet lifts its cost, whatever its sales.

What to do with it

Work the all-in cost out per outlet, per platform, each month. Where it climbs, you can see why — and whether the answer is a commission conversation, fewer discounts, a different ad budget, or a claim for money that should never have been deducted.

MenuMetrics does this for every order in every file you upload: it rebuilds each payout from the platform's own columns, checks it against what settled, and lists what does not tie — with the arithmetic — ready to raise as a claim.

Reconcile every payout, not a sample

MenuMetricsreads the Swiggy and Zomato reports you already download and checks every order against what settled. Start with last month’s file.

25 September 2026 · 8 min read

How to reconcile your Swiggy payout, line by line

A step-by-step guide to Swiggy's payout annexure: what each line of the Payout Breakup means, how the net payout is worked out, and how to check it against your orders.

25 September 2026 · 7 min read

How to reconcile a Zomato settlement report

How to read Zomato's weekly and monthly settlement reports, where Zomato's layout differs from Swiggy's, and how to check each order's payout.